{"product_id":"safe-online-shopping-banking-course-14","title":"Safe Online Shopping \u0026 Banking - GhostNet Cyber Fundamentals Course 14","description":"\u003cp\u003eUK Finance reported £1.28 billion lost to payment fraud in 2025, up 4% on the year before. The biggest category by volume isn't anything exotic. It's people paying for things that never turn up. Purchase scams accounted for 71% of all authorised push payment cases.\u003c\/p\u003e\n\n\u003cp\u003eThat word, authorised, is the painful part. It means you pressed the button. The money left because you sent it, which makes getting it back far harder than if a card had simply been cloned.\u003c\/p\u003e\n\n\u003cp\u003eAlmost all of it comes down to two decisions made in about ten seconds: whether this shop is real, and how you're going to pay. Get those right and a bad purchase costs you a phone call instead of the money.\u003c\/p\u003e\n\n\u003ch2\u003eWhat you get\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe fake-store checklist.\u003c\/strong\u003e Six red flags to run any unfamiliar shop through before you hand over anything. Quick enough that you'll actually do it.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe payment ladder.\u003c\/strong\u003e Ranked from a virtual card at the safe end down through bank transfer, crypto and gift cards at the other. The ranking is really about one question: if this goes wrong, can the payment be reversed? Anyone insisting on the bottom of the ladder is telling you something.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eThe Decision Matrix.\u003c\/strong\u003e The situations that actually put your money at risk, in priority order.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eClarity Scripts.\u003c\/strong\u003e Checking out a store, verifying a checkout page, and refusing the bank scam, which is the call telling you to move your money to a \"safe account\". There is no such thing, and having the words ready matters when the caller sounds official.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eA timed action plan and six self-tests.\u003c\/strong\u003e Transaction alerts switched on, a protected payment method set up as your default, banking access locked down.\u003c\/p\u003e\n\n\u003ch2\u003eThis is for you if\u003c\/h2\u003e\n\n\u003cul\u003e\n\u003cli\u003eYou buy from unfamiliar shops when the price is good and hope for the best\u003c\/li\u003e\n\u003cli\u003eYou use the same debit card for everything online\u003c\/li\u003e\n\u003cli\u003eYou don't have transaction alerts turned on\u003c\/li\u003e\n\u003cli\u003eYou wouldn't be certain how to react to a call claiming to be your bank's fraud team\u003c\/li\u003e\n\u003cli\u003eYou've been asked to pay by bank transfer or gift card and weren't sure whether to worry\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch2\u003eBy the last page\u003c\/h2\u003e\n\n\u003cp\u003eA reliable test for whether a shop is genuine, a sensible default for how you pay, and habits that surface fraud early enough to do something about it.\u003c\/p\u003e\n\n\u003ch2\u003eCourse details\u003c\/h2\u003e\n\n\u003cul\u003e\n\u003cli\u003eFormat: downloadable PDF\u003c\/li\u003e\n\u003cli\u003eTime to complete: 45 to 60 minutes\u003c\/li\u003e\n\u003cli\u003eSeries: Course 14 of 20, GhostNet Cyber Fundamentals\u003c\/li\u003e\n\u003cli\u003eTrack: Track C, Everyday Digital Safety (Course 4 of 5)\u003c\/li\u003e\n\u003cli\u003ePrerequisites: none, though Course 09 pairs naturally with it\u003c\/li\u003e\n\u003cli\u003eWorks on: any device, any operating system\u003c\/li\u003e\n\u003cli\u003eLevel: complete beginner, no technical background needed\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch2\u003eBuy with confidence\u003c\/h2\u003e\n\n\u003cp\u003eEvery course comes with a 30-day money-back guarantee. If it isn't useful, email us within 30 days and we'll refund you in full. You don't need to give a reason.\u003c\/p\u003e\n\n\u003ch2\u003eWhere to go next\u003c\/h2\u003e\n\n\u003cp\u003eCourse 15, Family and Kids' Online Safety, closes Track C by extending all of this to the people you're responsible for. Or take Everyday Digital Safety, the five-course bundle covering Courses 11 to 15, for £100 instead of £150.\u003c\/p\u003e","brand":"GhostNet Solutions","offers":[{"title":"Default Title","offer_id":54385204167002,"sku":null,"price":30.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1012\/0445\/9866\/files\/C14-square_1080x1080_3c120c4f-b0a9-4cc2-9f28-f0fe7127a7ef.png?v=1783085661","url":"https:\/\/ghostnetsolutions.com\/products\/safe-online-shopping-banking-course-14","provider":"GhostNet Solutions","version":"1.0","type":"link"}